2016年8月11日星期四

Malaysian Hospital Room Rates


Latest Malaysian Hospital Room Rates 2016. Also taking a look at medical inflation.
Malaysia_Hospital_Room_Rates_2016_MyPF_p1
Malaysia_Hospital_Room_Rates_2016_MyPF_p2
Medical Room Rates Increase
Overall we see that the highest increase in the past 1-2 years are in Double Bedded & 4-Bedded room rates.
The most significant increase in Hospitalization Room Rates was in hospitals which were bought over & rebranded by major hospital chains. This is likely due to extra costs & improved amenities in these hospitals which are then passed down to consumers (re: hospital patients)
We also see a reduction of wards with more than 4 Beds to become 4-Bedded rooms.

Medical Costs Inflation
Globally, medical costs inflation is hovering around 10%.
In Malaysia, medical costs inflation is closer to 15%.
How does this affect us? Imagine if a procedure (e.g. surgery) costs RM25k today
You will need to ensure that your medical annual & lifetime limits are able to absorb increasing costs
medical-inflation


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